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ANDREA JOLLY

Principal Broker & Managing Partner

Office: 289-645-1568 ext. 2

Cell: 416-727-7680

Andrea@elementmortgagegroup.ca

License Number M10001873

Applying for a mortgage can be a daunting process but it doesn’t have to be. The rules keep changing so having an experienced Mortgage Broker by your side is must, now more than ever.  While Andrea gained great experience by working for a major bank, she had to turn away clients that she truly believed in. So becoming a Mortgage Broker was the best way for her to access more solutions for her clients.

With 18 years of mortgage lending experience, Andrea has been able to help her clients navigate all the changes and challenges of the housing market…from bidding wars and market downturns to government mortgage regulation changes.  We sometimes joke that there isn’t anything in the industry that Andrea has not done, she has a magical way of finding a great solution for the most challenging of situations.  Many people in our industry look only at the situation right now, Andrea is always considering how this will impact you several years down the road as well. 

Andrea was previously instrumental as the Principal Broker and team leader of the Mortgage Division of large Real Estate Brokerage.  She was able to support several Real Estate Agents, provide education and materials for them and build an award winning team.  She has also held the Team Lead role at Mortgage Architects while planning to launch Element Mortgage Group.   As Principal Broker she is committed to growing a team of rockstars with an exceptional reputation in the mortgage industry.  Andrea’s honesty and integrity lead the way for like-minded  mortgage professionals to excel, her leadership style is supportive, nurturing and goal-oriented.

Andrea’s message to clients is “I don’t just rate shop. Any mortgage broker can do that. My goal is to find out what your long term plans are to make a tailored solution to suit your needs. An amazing rate wont matter much if your get hit with a massive penalty if you have to break your mortgage. Having a broker with the experience to handle all your needs is key. If you’re a 1st time buyer, looking to refinance or renew, purchasing a cottage or an investment property, your mortgage broker should have experience in all these areas.  Cookie cutter 5 year fixed rates just won’t do in this environment”.

Andrea believes that over time your mortgage needs will change but your mortgage broker should be the one constant to guide you through it.